This is to inform that by clicking on the hyperlink, you will be leaving sc.com/sg and entering a website operated by other parties. Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents. The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail. Thank you for visiting www.sc.com/sg How can we help you today? Open an Account Apply for a Credit Card Sign-up for Insurance What kind of loan are you looking for? CashOne Personal Loan Debt Consolidation Plan Credit Card Funds Transfer We make banking easy, quick and transparent Welcome to Standard Chartered SME Banking Allianz Smart SME Flexible coverage tailored to meet the daily protection needs of your business. Johor-Singapore Special Economic Zone Tap on our network for your global business growth Smart Business$aver Account Bank smarter and earn up to 2.88% p.a. interest. SC WIN – Women’s International Network Our global programme empowering women entrepreneurs to build thriving businesses. Business$aver Account Earn up to 1.08% p.a. interest on your deposits with no lock in period. Welcome to Standard Chartered SME Banking Funding your growth Making business banking easy Protecting your business Taking your business across borders Providing you with the right support Funding your growth As you expand your horizons, you need solutions that keep pace with your growth. Whether it’s working capital, trade finance, or financing for a new office space or business equipment, we help unlock the potential of your business with a variety of loan options and credit facilities. Business Loans & Working Capital Our unsecured business instalment loan gets you up to SGD 500,000 of funds quickly, when you need them We support you at each stage of your growth journey, from simple unsecured business loans to property financing. And you’ll get quicker access to funds, with streamlined paperwork requirements. So you can focus on expanding your business. Business property loans made easy Whether you are looking to purchase a property or borrow against an existing one, our business property loans are a simple, efficient way to arrange funding. Business Working Capital Credit facilities of up to USD 4.5 million with a flexible choice of collateral. Our unsecured business instalment loan gets you up to SGD 500,000 of funds quickly, when you need them We support you at each stage of your growth journey, from simple unsecured business loans to property financing. And you’ll get quicker access to funds, with streamlined paperwork requirements. So you can focus on expanding your business. We support you at each stage of your growth journey, from simple unsecured business loans to property financing. And you’ll get quicker access to funds, with streamlined paperwork requirements. So you can focus on expanding your business. Business property loans made easy Whether you are looking to purchase a property or borrow against an existing one, our business property loans are a simple, efficient way to arrange funding. Whether you are looking to purchase a property or borrow against an existing one, our business property loans are a simple, efficient way to arrange funding. Business Working Capital Credit facilities of up to USD 4.5 million with a flexible choice of collateral. Credit facilities of up to USD 4.5 million with a flexible choice of collateral. Business Government Schemes Tap into Government-backed SME loans for your working capital and trade financing needs. ENTERPRISE FINANCING SCHEME TRADE Trade financing facilities for local companies. ENHANCED ENTERPRISE FINANCING SCHEME-SME WORKING CAPITAL LOAN Government schemes for local companies to access unsecured working capital financing of up to S$500k I WANT TO APPLY NOW Tap into Government-backed SME loans for your working capital and trade financing needs. Tap into Government-backed SME loans for your working capital and trade financing needs. ENTERPRISE FINANCING SCHEME TRADE Trade financing facilities for local companies. Trade financing facilities for local companies. ENHANCED ENTERPRISE FINANCING SCHEME-SME WORKING CAPITAL LOAN Government schemes for local companies to access unsecured working capital financing of up to S$500k Government schemes for local companies to access unsecured working capital financing of up to S$500k I WANT TO APPLY NOW Making business banking easy We know that cash flow, skilled staff and time are often the most precious resources for businesses. Therefore our business banking solutions are designed to make banking easier and quicker, so that you can devote all your resources to your business. Accounts & Cash Management Business Account Our multiple account types suited for different business profiles. Cash Management Services Our business accounts are fully enabled for domestic and international payments and collection services. Channels / Access Unrestricted access to your accounts at all times through mobile, online and Business Contact Centre. Business Account Our multiple account types suited for different business profiles. Our multiple account types suited for different business profiles. Cash Management Services Our business accounts are fully enabled for domestic and international payments and collection services. Our business accounts are fully enabled for domestic and international payments and collection services. Channels / Access Unrestricted access to your accounts at all times through mobile, online and Business Contact Centre. Unrestricted access to your accounts at all times through mobile, online and Business Contact Centre. Yield Enhancing Solutions Investments Solutions Our wide choice of Unit Trusts, Fixed Income, Structured deposits and other products. Time Deposits Our wide choice of currency and tenure options. Investments Solutions Our wide choice of Unit Trusts, Fixed Income, Structured deposits and other products. Our wide choice of Unit Trusts, Fixed Income, Structured deposits and other products. Time Deposits Our wide choice of currency and tenure options. Our wide choice of currency and tenure options. Protecting your business Your business faces numerous risks every day. Some are a part of your business model but others need to be managed actively. With the right advice and risk management solutions, you can focus on growing your business safely while securing the future of those who depend on it. Currency Risk Mitigation Foreign exchange solutions Foreign Exchange Spot transactions and Foreign Exchange Forwards delivered at competitive rates. Foreign exchange solutions Foreign Exchange Spot transactions and Foreign Exchange Forwards delivered at competitive rates. Foreign Exchange Spot transactions and Foreign Exchange Forwards delivered at competitive rates. Comprehensive Suite of International Trade Solutions TRADE SERVICES SOLUTION Range of solutions to support international trade. TRADE SERVICES SOLUTION Range of solutions to support international trade. Range of solutions to support international trade. Insurance for Your Business and Employees Insurance solutions Commercial insurance for a range of risks, property insurance and life insurance plans. Expert support to help you choose well. Insurance solutions Commercial insurance for a range of risks, property insurance and life insurance plans. Expert support to help you choose well. Commercial insurance for a range of risks, property insurance and life insurance plans. Expert support to help you choose well. Taking your business across borders In an increasingly globalised world, new opportunities often take you beyond your home market. Whether you are thinking about international trade, outsourcing production, or expanding to other countries, you will have the support of one of the largest trade-finance banks globally. International Network With our network spanning over 25 markets, we make setting up multi-currency accounts and banking relationships across our footprint easy. With our network spanning over 25 markets, we make setting up multi-currency accounts and banking relationships across our footprint easy. With our network spanning over 25 markets, we make setting up multi-currency accounts and banking relationships across our footprint easy. Currency Risk Mitigation Foreign exchange solutions Foreign Exchange Spot transactions and Foreign Exchange Forwards delivered at competitive rates. Foreign exchange solutions Foreign Exchange Spot transactions and Foreign Exchange Forwards delivered at competitive rates. Foreign Exchange Spot transactions and Foreign Exchange Forwards delivered at competitive rates. International Travel Solutions Enjoy the convenience of our international business debit card when you’re travelling overseas to explore opportunities. Enjoy the convenience of our international business debit card when you’re travelling overseas to explore opportunities. Enjoy the convenience of our international business debit card when you’re travelling overseas to explore opportunities. Comprehensive Suite of International Trade Solutions TRADE SERVICES SOLUTION Range of solutions to support international trade. TRADE SERVICES SOLUTION Range of solutions to support international trade. Range of solutions to support international trade. Providing you with the right support We value our relationship with you and we’re here to help, whatever you need to make your business grow. We are committed to providing you the highest level of service. And getting things done when it counts for you. Relationship Manager Our relationship manager, will be able to help you plan as your business evolves in a fast-changing world. Our relationship manager, will be able to help you plan as your business evolves in a fast-changing world. Our relationship manager, will be able to help you plan as your business evolves in a fast-changing world. Team Based Support Our relationship managers are supported by an experienced team of client service managers as well as a team of qualified trade, treasury specialists and business insurance specialists. With this team structure, you will also get the optimal level of service and attention. Our relationship managers are supported by an experienced team of client service managers as well as a team of qualified trade, treasury specialists and business insurance specialists. With this team structure, you will also get the optimal level of service and attention. Our relationship managers are supported by an experienced team of client service managers as well as a team of qualified trade, treasury specialists and business insurance specialists. With this team structure, you will also get the optimal level of service and attention. Dedicated Client Care Centre Our Client Care Centre for businesses is just a call away (Mon to Fri – 9:00am to 6:00pm). Reach us at: 1800 743 3000, locally from Singapore or +65 6743 3000, if calling from overseas Our Client Care Centre for businesses is just a call away (Mon to Fri – 9:00am to 6:00pm). Reach us at: 1800 743 3000, locally from Singapore or +65 6743 3000, if calling from overseas Our Client Care Centre for businesses is just a call away (Mon to Fri – 9:00am to 6:00pm). Reach us at: 1800 743 3000, locally from Singapore or +65 6743 3000, if calling from overseas Expert Advice Trade, and qualified wealth management experts are available to assist you with your specialised needs. Access to business specific seminars and knowledge events. Trade, and qualified wealth management experts are available to assist you with your specialised needs. Access to business specific seminars and knowledge events. Trade, and qualified wealth management experts are available to assist you with your specialised needs. Access to business specific seminars and knowledge events. Business Accounts Business Accounts Business Global Banking Business Global Banking Cash Management Services Cash Management Services Business Protection Business Protection Business Channels/Access

Business Channels/Access Business Loans & Working Capital Business Loans & Working Capital Currency Risk Mitigation Currency Risk Mitigation Business Yield Enhancing Business Yield Enhancing SMART BUSINESS$AVER ACCOUNT You have spare funds to upskill your staff. Because you received 2.88% p.a. interest. Because you bank smarter. T&Cs apply. Learn More Learn More Online Business Loans Easy online application process for your business loan Learn More Learn More Experience seamless, faster and paperless processing via Electronic Guarantees Find Out More Find Out More Important Information US Securities Settlement T+1 Effective : 02 May 2024 Important update on Deposit Insurance Scheme Coverage Limit Effective : 02 Apr 2024 Revision of Bonus$aver Account, Wealth $aver Account and USD$aver Interest Rates Effective : 31 Mar 2024 Summary of Changes to Customer Terms Effective : 19 Dec 2023 Summary of Changes to the Investment Products Terms (“IPT”) Effective : 09 Oct 2023 Changes to the Singapore Privacy Statements Effective : 31 Aug 2023 Important changes on cheque fees Effective : 28 Jul 2023 Introducing Advisory Services Terms (the “AST”) Effective : 04 Dec 2023 Revision of Wealth $aver Account Interest Rates effective 1 August 2023 Effective : 30 Jun 2023 Change in Cash advance fee and Finance charges Effective : 15 Jul 2023 Summary of Changes to the Investment Products Terms (“IPT”) Credit Card Instalment and Personal Loans Minimum Payment Due Update Effective : 03 May 2023 Revision of Sustainable Time Deposit Interest Rate Effective : 06 Jul 2023 Deactivation of Safe Deposit Hotline Effective : 09 Mar 2023 Revision of GST rate for Safe Deposit Locker Annual Rental Fee Effective : 01 Jan 2023 Renaming of Unlimited Cashback Credit Card to Simply Cash Credit Card Effective : 12 Jan 2023 Revision of Bonus$aver Account and Wealth $aver Account Interest Rates Effective : 01 Jan 2023 Revised Wealth Management Pricing Guide effective 15 February 2023 Effective : 16 Jan 2023 Revision of USD$aver Account Interest Rates Effective : 01 Dec 2022 Notice on legal tender status-Aug 22 Effective : 11 Aug 2022 Revision of Bonus$aver Account Interest Rates effective 21 September 2022 Effective : 21 Sep 2022 Longer Waiting Time at Branches Effective : 30 Sep 2022 Changes to the RMB Terms Effective : 21 Jul 2022 Revised Wealth Management Pricing Guide Effective : 22 Jun 2022 Cessation of e-Cashier’s Order Issuance facility Effective : 27 Oct 2021 Priority Mortgage Plus (PMP) terms Effective : 28 Sep 2021 Changes to Dash Easy Account Effective : 01 Aug 2022 New look for Credit Card Statements Effective : 06 Mar 2022 Bonus$aver Google Pay Lucky Draw 2020 winners Effective : 16 Jul 2021 Revision of Late Payment Charges Effective : 01 Jan 2021 Changes in Fees and Charges for Deposit Accounts Effective : 01 Jan 2021 Cheques with Bank code 7144 will be declined Effective : 19 Sep 2020 Notice of revision to Fixed Deposit Rates (“FDR”) Effective : 21 Aug 2020 Scheduled System Maintenance of online banking mobile on 22 Apr 2022 Scheduled System Maintenance of Online and Mobile Banking on 24 May 2020 Effective : 24 May 2020 Change in Fees for Credit Balance Refund Effective : 18 May 2020 Notice of revision to Fixed Deposit Rates (“FDR”) Effective : 17 Apr 2020 Delay in international mail services and processing of applications Effective : 02 Apr 2020 Relief Measures for Retail Mortgage new 8 october Revision of USD$aver Account Interest Rates Effective : 01 May 2020 Additional precautionary measures in branches Effective : 24 Mar 2020 update-timedeposits Important Changes to Credit Card Terms and Bonus$aver Product Terms Effective : 28 Feb 2020 Your health and safety is our priority Effective : 31 Jan 2020 See More Important Information Useful Information General Banking T&Cs (For Business Banking Clients) Pricing Guide (Effective from 1st Aug 2025) Revision of USD Business$aver Account Interest Rate effective 1 April 2026 Information on Digital Transactions for Sole Proprietorship Information on Electronic Deferred Payments Business Banking Useful Forms Standard Chartered Instant Messaging Terms and Conditions