Answers to your questions, faster What are you looking for? A smarter way to pay for care today and save for tomorrow Membership is required and subject to approval. Take control of your health care costs Take control of your health care costs With an HSA Checking account, you get the flexibility, control and peace of mind to handle today’s costs while preparing for the future. Contributions may be tax deductible. 65 years of age and older, withdrawals for medical and non-medical expenses may be allowed without penalty. Please consult a tax advisor or tax consultant for additional details Funds that stay with you An HSA Checking account may be a good fit if you meet the following criteria: You’re enrolled in an HSA-eligible high deductible health plan (HDHP) You’re not covered by another non-HSA-eligible health plan You’re not enrolled in Medicare You cannot be claimed as a dependent on someone else’s tax return Pay for qualified medical expenses

Use your HSA funds for a wide range of eligible costs, including doctor visits, prescriptions, dental care, vision care and certain over-the-counter items. Save for today — and tomorrow Your HSA isn’t just for current healthcare expenses. It can also help you save for the future. Before age 65: Use funds tax-free for qualified medical expenses. Non-medical withdrawals may be subject to income taxes and a penalty. After age 65: Use funds for anything you need—qualified medical expenses remain tax-free, and non-medical withdrawals are treated like regular income (similar to a traditional retirement account, without penalties). Fund your account your way You can contribute to your HSA through: Payroll contributions Direct deposits from your checking or savings account A one-time IRA rollover (subject to IRS rules) Take the next step Putting members first in every community we serve Putting members first in every community we serve Because you deserve the best You’re leaving firsttechfed.com and entering a website that First Tech does not control. Payments made through ACI Payments, Inc. are processed by ACI Payments, Inc. and credited to your account at First Tech. All associated fees are charged by ACI Payments, Inc. We have provided this link for your convenience, but we’re not responsible for the content, links, or the privacy or security policies of this website. You’re leaving First Tech’s website and being directed to a third-party website to complete your mortgage application. This website will require you to create a new username and password, which will be different than your First Tech digital banking username and password.