Personal Banking Savings Account Open a Savings Account with ICICI Bank and manage your funds securely. Customers can open Savings Account online through a digital process and access convenient banking services, Debit Card facilities and online transactions. ICICI Bank provides a 3-in-1 Account that seamlessly integrates a Savings Account, a Demat Account, and a Trading Account. Capital Gains Account Scheme (CGAS) Save long-term capital gains tax while you plan your reinvestment. Know more Capital Gains Account Scheme (CGAS) Save long-term capital gains tax while you plan your reinvestment. 3-in-1 Account Apply now and open Savings, Demat and Trading Account in one go! Know more Apply now and open Savings, Demat and Trading Account in one go! Hindu Undivided Family (HUF) A smart way for families to handle finances together — under one account. Know more Hindu Undivided Family (HUF) A smart way for families to handle finances together — under one account. Retirement Planning Your dream retirement begins with a robust plan! Know more Retirement Planning Your dream retirement begins with a robust plan! Features and benefits of Saving Account Personalized Debit Cards Personalized Debit Cards Unified view and management of all linked Savings Accounts Unified view and management of all linked Savings Accounts Air and personal accidental death cover Air and personal accidental death cover Smart tools for one view of your accounts and investments Smart tools for one view of your accounts and investments Choose a programme designed to meet your needs Private Banking and Family Office save Relationship team for your financial needs more Explore Close More Info Private Banking and Family Office Relationship Team for your financial needs Client focused investment solutions across all asset classes validated through Group Investment Council Family Banking: Extend benefits that you enjoy, to your family Explore Private Banking and Family Office Relationship team for your financial needs Private Banking and Family Office Relationship Team for your financial needs Client focused investment solutions across all asset classes validated through Group Investment Council Family Banking: Extend benefits that you enjoy, to your family Wealth Management save Personalised Solutions more EXPLORE Close More Info Wealth Management Dedicated relationship team and priority assistance Diversified range of investment options that balance growth and safety Family Banking: Extend benefits that you enjoy, to your family EXPLORE Wealth Management Personalised Solutions Wealth Management Dedicated relationship team and priority assistance Diversified range of investment options that balance growth and safety Family Banking: Extend benefits that you enjoy, to your family Select Banking save Preferential Offerings on Loans more Explore Close More Info Select Banking Domestic lounge access with your Debit Card Preferential offerings on Demat and Loan processing fees Preferential offerings on Loans: Extend benefits to your family members Explore Preferential Offerings on Loans Domestic lounge access with your Debit Card Preferential offerings on Demat and Loan processing fees Preferential offerings on Loans: Extend benefits to your family members Private Banking and Family Office Relationship team for your financial needs Private Banking and Family Office Relationship Team for your financial needs Client focused investment solutions across all asset classes validated through Group Investment Council Family Banking: Extend benefits that you enjoy, to your family Join Family Banking Savings Account for every need Senior Citizen Account Valid till Details Senior Citizen Account Account for Home makers Valid till Details Account for Home makers Minor Account Valid till Details Working professionals Valid till Details Working professionals Student Account Valid till Details Student Account Account for Doctors Valid till Details Account for Doctors Pension Account Valid till Details Pension Account Looking for a Salary Account? Savings Account: Schedule of charges Accounts opened from August 01, 2025 Savings Account, Select Banking, Wealth Management, Private Banking, Pensioners (Below 60 years) and Minors Savings Account for Senior Citizen and Pensioners (60 years & above) Savings Account for Students Accounts opened till 31 July 2025 Click here to view the service charges applicable for accounts opened till 31 July 2025 Also applicable for Savings Account integrated with Demat and Trading Account (3-in-1 Account) Click here to view the service charges applicable for Family Savings Account linked to ICICI Bank Salary Account. Digital Banking solutions View balances and transactions across all bank accounts with iFinance View balances and transactions across all bank accounts with iFinance Consolidated view of Mutual Fund investments with Mutual Fund One-view Consolidated view of Mutual Fund investments with Mutual Fund One-view Single view of FDs, Mutual Funds, Stocks and Government schemes Single view of FDs, Mutual Funds, Stocks and Government schemes Quick payments via UPI, scan to pay, pay to contact, bill payments and more Quick payments via UPI, scan to pay, pay to contact, bill payments and more Track and manage all your finances anytime, anywhere Track and manage all your finances anytime, anywhere Set transaction limits for an added level of security Set transaction limits for an added level of security Earn up to 12X reward points on flights, hotels, shopping and more Earn up to 12X reward points on flights, hotels, shopping and more Why ICICI Bank Account? SmartLock on ICICI Bank's iMobile app Lock or unlock all payment modes anytime, anywhere SmartLock on ICICI Bank's iMobile app Lock or unlock all payment modes anytime, anywhere Preferential offerings on loans Extend program privileges up to 9 family members Preferential offerings on loans Extend program privileges up to 9 family members Range of investments Invest in Stocks, Mutual Funds, IPOs and Govt. Schemes via ICICI Bank's iMobile app Range of investments Invest in Stocks, Mutual Funds, IPOs and Govt. Schemes via ICICI Bank's iMobile app Call 1800 1080 One number for all your banking needs One number for all your banking needs Schedule of charges Savings Account Interest Rates Insurance Cover SA Interest Calculator Documents required Joint Savings Account Capital Gains Account Scheme Banking Solutions for Doctors Hindu Undivided Family (HUF) Savings Account Minor to Major Account Conversion Savings Account FAQs How to Apply for Savings Account Online? You can apply for Savings Account online through the website. Just follow these steps: Visit the Savings Account page and click ‘Apply Now’ Visit the Savings Account page and click ‘Apply Now’ Enter your Full Name (as per PAN), PAN, Pincode and mobile number Enter your Full Name (as per PAN), PAN, Pincode and mobile number Verify using the OTP sent to your mobile number Verify using the OTP sent to your mobile number

Accept the authorisation and Terms & Conditions, then submit Accept the authorisation and Terms & Conditions, then submit After submission, an ICICI Bank representative will contact you to assist with account opening and verification. What is the ICICI Bank Savings Account minimum balance for new accounts opened after 01 August 2025? Monthly Average Balance required in the new Savings Account is as follows: Metro and Urban locations - ₹15,000 Metro and Urban locations - ₹15,000 Semi-urban locations - ₹7,500 Semi-urban locations - ₹7,500 Rural locations- ₹2,500 Rural locations- ₹2,500 Following customers are exempted from the requirement of monthly average balance: Customers fulfilling programme eligibility criteria Customers fulfilling programme eligibility criteria Pensioners receiving pension in their ICICI Bank Savings Accounts Pensioners receiving pension in their ICICI Bank Savings Accounts Students of Select Institutes Students of Select Institutes What are the programmes and their eligibility criteria in new Savings Account? Customers can enrol for any of the three programmes mentioned below: Private Banking Private Banking Wealth Management Wealth Management Customer can fulfil any of the below criteria to qualify for the programme: Private Banking (Any one) Relationship value of ₹5 crore (Deposits + Account Balance + MF Value + Demat Holdings) Relationship value of ₹5 crore (Deposits + Account Balance + MF Value + Demat Holdings) Deposits + Account balance = ₹50 lakh Deposits + Account balance = ₹50 lakh Wealth Management (Any one) Relationship value of ₹50 lakh (Deposits + Account balance + MF Investments + Demat holdings) Relationship value of ₹50 lakh (Deposits + Account balance + MF Investments + Demat holdings) Deposits + Account balance = ₹10 lakh Deposits + Account balance = ₹10 lakh Select Banking (Any one) Relationship value of ₹25 lakh (Deposits + Account balance + MF Investments + Demat holdings) Relationship value of ₹25 lakh (Deposits + Account balance + MF Investments + Demat holdings) Deposits + Account balance = ₹2 lakh Deposits + Account balance = ₹2 lakh What are the documents required for opening an ICICI Bank Savings Account? Aadhaar Card or e-Aadhaar Click here to view the documents that are required for opening an ICICI Bank Savings Account. What is Savings Account portability? You can now transfer your Savings Account from any ICICI Bank branch to another through Net Banking, the ICICI Bank's iMobile app, Customer Care or by visiting any branch and submitting a request. Is the newly launched Savings Account applicable to existing customers? It is applicable for new Savings accounts opened on or after 01 August 2025 This new savings account is not applicable for the following customer segments: Salary Accounts Existing Savings Accounts opened before 01 August 2025 Pradhan Mantri Jan Dhan Yojana Account Special Categories: Accounts for visually impaired, incapacitated, etc BSBDA or Pradhan Mantri Jan Dhan Yojana Accounts Special Categories: Accounts for visually impaired, incapacitated, etc What happens if MAB in Savings Account is not maintained? Non-maintenance charges will be applicable, which is 6% of the shortfall amount or ₹500 whichever is lower. This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria. What is the minimum balance requirement for student account? There is no minimum balance requirement for Student Savings Account. How can I convert my normal Savings Account (Resident Account) to an NRI Account? You can convert your Savings Account (i.e. Resident Account) into an NRO (Non-Resident Ordinary) Account using any of the 2 modes given below: 1. DIY (Do It Yourself) Mode: Log into your Net Banking account and follow this path Login > Customer Service > Service Request > Click on ‘Convert your SB account to NRO Account’ Log into your Net Banking account and follow this path Login > Customer Service > Service Request > Click on ‘Convert your SB account to NRO Account’ 2. Assisted Mode: While filling in the relationship details, please mention the Resident Account number(s) to be converted to NRO Account(s). The Account number(s) will remain same for your convenience. While filling in the relationship details, please mention the Resident Account number(s) to be converted to NRO Account(s). The Account number(s) will remain same for your convenience. In case you simultaneously hold a Non-Resident Account and a Resident Account and your status is Non-Resident Indian, you will have to convert your Resident Account to an NRO Account as per the applicable FEMA guidelines. Please fill in a Resident-to-NRO conversion request form . After the conversion of your Resident Savings Account to an NRO Savings Account, your Account Number will remain the same and funds from the Resident Savings Account will be automatically transferred to the NRO Savings Account. In case your address is India has not changed, you will not be required to submit a proof of address. However, if it has changed, then you will be required to submit the proof of address of the changed address. The proof of address of the Current Address (i.e. overseas address) has to be mandatorily submitted. How do I access my Virtual Debit Card on the ICICI Bank's iMobile app? Log in to the ICICI Bank's iMobile app Tap on ‘Debit Card’ on the home page View your Virtual Debit Card details and manage services. How to generate an Net Banking password? Generate your Net Banking password through icici.bank.com , Customer Care or any ICICI Bank Branch. How do I update my mobile number? Update your mobile number at ICICI Bank ATMs, branches or through the website ( icicibank.in ). Please note that mobile number update via Customer Care or Net Banking is no longer available. You can update your mobile number at any ICICI Bank Branch How do I use Net Banking and Mobile Banking? Log in to ICICI Bank's iMobile app or Net Banking with your User ID and set up your Passcode or Password. Why should I add a nominee? Adding a nominee ensures your assets are managed correctly, in case of an unfortunate scenario. The nominee acts as a custodian and must provide a valid proof of identity if needed. Need Help with your Account? Check our service requests for quick assistance Generate Password Generate Password Get your User ID Get your User ID Link Savings Account to User ID Link Savings Account to User ID Link Debit Card to Account Link Debit Card to Account Block Debit Card Block Debit Card Account Statement through E-mail Account Statement through E-mail Request for Physical Statement Request for Physical Statement Track Applications/Service Requests Account Modification related Requests View/Update Nominee Account transfer to nearest branch Account transfer issue Address updation issue FATCA or CRS Updation Upgrade to Privilege Banking Account conversion to Salary Account Convert your SB to NRI Account Resident to NRI Account conversion issue Minor to Major Account Conversion Account Transaction related Queries ICICI Bank ATM withdrawl Non-ICICI Bank ATM withdrawl Non-ICICI Bank funds transfer issue Cheque Book or Demand Draft (DD) related Requests Cheque Book Request Cheque Book not received Re-dispatch or Return of Cheque Book Cheque status inquiry Outstation Cheque Credit issue Local Cheque Credit issue Stop Payment of Cheque Request DD at Communication Address We value your feedback!